Capital One Financial Corporation operates as the financial services holding company for the Capital One, National Association, which engages in the provision of various financial products and services in the United States, Canada, and the United Kingdom. It operates through three segments: Credit Card, Consumer Banking, and Commercial Banking. The company accepts checking accounts, money market deposits, negotiable order of withdrawals, savings deposits, and time deposits. Its loan products include credit card loans; auto and retail banking loans; and commercial and multifamily real estate, and commercial and industrial loans. The company offers credit and debit card products; online direct banking services; and provides advisory, capital markets, treasury management, and depository services. It serves consumers, small businesses, and commercial clients through digital channels, branches, cafés, and other distribution channels located in New York, Louisiana, Texas, Maryland, Virginia, New Jersey, and California. Capital One Financial Corporation was founded in 1988 and is headquartered in McLean, Virginia.
Capital One Financial Corporati (COF) reported trailing twelve months (TTM) revenue of $69.25B as of December 2025, which represents a 28.4% increase year-over-year. The company's operating margin has expanded to 10.6% from 10.6% a year ago. In terms of profitability, COF generated $2.45B in net income. Valuation-wise, the stock trades at a P/E ratio of 53.8x and a Price-to-Sales (P/S) ratio of 1.9x. The company generated $6.70B in free cash flow over the last twelve months, indicating its ability to reinvest in growth or return capital to shareholders. Data based on the most recent quarterly reports.
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