Truist Financial CorporationTFC

NYSE•Financial Services•Banks - Regional

Truist Financial Corporation, a financial services company, provides banking and trust services in the Southeastern and Mid-Atlantic United States. The company operates through two segments, Consumer and Small Business Banking; and Wholesale Banking. Its deposit products include noninterest-bearing checking, interest-bearing checking, savings, and money market deposit accounts, as well as certificates of deposit and individual retirement accounts. The company also provides funding; asset management; automobile lending; credit card lending; consumer finance; home equity and mortgage lending; other direct retail lending; home mortgage lending; Investment brokerage services; mobile/online banking; payment solutions; point-of-sale lending; retail and small business deposit products; and small business lending. In addition, it offers asset-based lending, commercial deposit and treasury services; commercial lending; floor plan lending; derivatives; institutional trust services; insurance premium finance; international banking; investment banking and capital markets services; leasing; merchant services; mortgage warehouse lending; real estate lending; supply chain financing; and wealth management/private banking. The company was formerly known as BB&T Corporation and changed its name to Truist Financial Corporation in December 2019. Truist Financial Corporation was founded in 1872 and is headquartered in Charlotte, North Carolina.

Price & Volume

Key Metrics at a Glance (as of December 2025)

Market Cap: $65.95B
TTM Revenue: $20.32B
TTM EBITDA: $7.19B
P/E Ratio: 12.4x
Operating Margin: 28.0%
Free Cash Flow: $0

Financial Analysis

Truist Financial Corporation (TFC) reported trailing twelve months (TTM) revenue of $20.32B as of December 2025, which represents a 53.0% increase year-over-year. The company's operating margin has contracted to 28.0% from 28.6% a year ago. In terms of profitability, TFC generated $5.31B in net income. Valuation-wise, the stock trades at a P/E ratio of 12.4x and a Price-to-Sales (P/S) ratio of 3.2x. The company generated $0 in free cash flow over the last twelve months, indicating its ability to reinvest in growth or return capital to shareholders. Data based on the most recent quarterly reports.