Unum GroupUNM
NYSE•Financial Services•Insurance - Life
Understand cash generation quality and how management allocates capital.
Free cash flow was $301.20M in the latest quarter (5.2% decrease YoY). FCF margin is 2.3%. Shares outstanding declined by 8.0% year-over-year, indicating buybacks (returning capital to shareholders). Free cash flow is the lifeblood of a business — it funds dividends, buybacks, debt reduction, and reinvestment without relying on external capital.
Free cash flow, earnings quality, and capital allocation