Verisk Analytics, Inc.VRSK
NasdaqGS•Industrials•Consulting Services
Verisk Analytics, Inc. engages in the provision of data analytics and technology solutions to the insurance industry in the United States and internationally. The company offers underwriting solutions, including forms, rules, and loss costs services that provides policy language, prospective loss costs, policy writing and rating rules, and underwriting solutions for risk selection and segmentation, pricing, and workflow optimization; underwriting data and analytics solutions, which provides property and auto specific rating, and underwriting information solutions; catastrophe modelling and risk solutions; life insurance solutions for transforming current workflows in life insurance underwriting, claim insights, policy administration, unclaimed property/equity, compliance and fraud detection, and actuarial and portfolio modelling; specialty business solutions, which provides full end-to-end management of insurance and reinsurance business; and international underwriting solutions. It also provides claims insurance solutions, including property estimating solutions, provide data, analytics, and networking solutions for professionals involved in estimating all phases of building repair and reconstruction; anti-fraud solutions that provide fraud-detection tools for the property and casualty insurance industry; casualty solutions, which focus on compliance, casualty claims decision, and workflow automation; and international claims solutions, which focus on personal injury and motor franchises with complementary offerings to the property claims solutions. The company was founded in 1971 and is headquartered in Jersey City, New Jersey.
Verisk Analytics, Inc. (VRSK) reported trailing twelve months revenue of $3.10B as of March 2026, a 5.9% increase year-over-year. Quarterly revenue reached $782.60M, reflecting continued top-line momentum.
Verisk Analytics, Inc. generated $910.20M in TTM net income, with quarterly EBITDA of $422.10M. The operating margin expanded from 43.8% to 45.0%, suggesting improving cost efficiency and pricing discipline.
The spread between operating margin (45.0%) and net margin (29.9%) indicates significant non-operating expenses or interest burden. Net margin has narrowed from 30.8% a year ago, reflecting increased costs or interest expense.
VRSK trades at a P/E of 27.8x (in line with broad market averages) and a P/S of 8.2x.
The company generated $326.40M in free cash flow over the trailing twelve months, a 16.5% decrease year-over-year, indicating cash generation ability. The balance sheet shows $4.60B in total assets with $4.22B in long-term debt against $-1.17B in stockholders equity. Data based on the most recent quarterly reports.
Competitive analysis based on 21 quarters of fundamental data
Operating margins are stable at ~43.8%, suggesting durable pricing power and cost discipline.
Consistently high ROE averaging 441.9% suggests a durable competitive advantage and efficient capital allocation.
Free cash flow is consistently positive and growing — a hallmark of a capital-light business that can self-fund growth.
TTM revenue has grown consistently (7 of 7 quarters up), with ~11.8% growth over the period. Strong demand durability.
Data-driven red flags and warnings across 21 quarters
Margins are stable or improving at ~44.0% — no sign of cost or pricing stress.
FCF covers net income by 1.2x on average — earnings are well-supported by cash generation.
D/E ratio is 15.4 — dangerously high. The company is heavily leveraged and vulnerable to rising rates or cash flow dips.
Revenue is stable or growing over recent quarters — demand appears durable.
Free cash flow is consistently positive — the business self-funds without external capital reliance.
Shares decreased 5.4% — net buybacks are reducing shares outstanding and boosting per-share value.
Quarterly standardized metrics.
Stock price and market valuation
Revenue and earnings growth across quarters
Assets, cash, debt, and leverage
Price multiples and return ratios
Operating efficiency and return metrics
Free cash flow, earnings quality, and capital allocation