Ally Financial (ALLY) Margins & Profitability 2020-2026

Gross, EBITDA, operating, and net margin trends

Margins

Profit margins across the income statement

Gross Margin: 27.8%
EBITDA Margin: 37.0%
Op. Margin: 19.0%
Net Margin: 15.2%

Op. margin of 19.0% is up 37.5% YoY — cost efficiency is improving. Net margin at 15.2% and gross margin of 27.8% — earnings take a bigger bite when COGS stays lean..

Gross Margin (%)

Revenue left after direct cost of goods sold

EBITDA Margin (%)

Operating profitability independent of capital structure

Operating & Net Margins (%)

How much of each dollar becomes profit