Prosperity Bancshares (PB) Margins & Profitability 2020-2026

Gross, EBITDA, operating, and net margin trends

Margins

Profit margins across the income statement

Gross Margin: 75.3%
EBITDA Margin: 33.0%
Op. Margin: 30.8%
Net Margin: 23.8%

Op. margin of 30.8% is down 7.5% YoY — costs are rising relative to revenue. Net margin at 23.8% and gross margin of 75.3% — earnings take a bigger bite when COGS stays lean..

Gross Margin (%)

Revenue left after direct cost of goods sold

EBITDA Margin (%)

Operating profitability independent of capital structure

Operating & Net Margins (%)

How much of each dollar becomes profit