UWM Holdings (UWMC) Cash Flow 2020-2026

Operating cash flow, free cash flow, FCF margin, and earnings quality

Cash Flow

Operating cash flow, free cash flow, FCF margin, and earnings quality

Op. Cash Flow: $-2.23B
Free Cash Flow: $-2.25B
FCF Margin: -65.2%
FCF / Net Income: -88.9

FCF of $-2.25B on $-2.23B in operating cash flow. The FCF / Net Income ratio of -33.9x shows cash consumption — the business is not yet self-funding.

Operating Cash Flow

Cash generated from core business operations

Free Cash Flow

Cash the business generates after maintaining itself

FCF Margin (%)

10%+ signals a capital-efficient business model

FCF / Net Income

Above 1 means earnings are backed by real cash

UWM Holdings (UWMC) Cash Flow 2020-2026

Operating cash flow, free cash flow, FCF margin, and earnings quality

Cash Flow

Operating cash flow, free cash flow, FCF margin, and earnings quality

Op. Cash Flow: $-2.23B
Free Cash Flow: $-2.25B
FCF Margin: -65.2%
FCF / Net Income: -88.9

FCF of $-2.25B on $-2.23B in operating cash flow. The FCF / Net Income ratio of -33.9x shows cash consumption — the business is not yet self-funding.

Operating Cash Flow

Cash generated from core business operations

Free Cash Flow

Cash the business generates after maintaining itself

FCF Margin (%)

10%+ signals a capital-efficient business model

FCF / Net Income

Above 1 means earnings are backed by real cash