Zions Bancorporation N.A. (ZION) Margins & Profitability 2020-2026

Gross, EBITDA, operating, and net margin trends

Margins

Profit margins across the income statement

Gross Margin: 71.8%
EBITDA Margin: 27.4%
Op. Margin: 24.9%
Net Margin: 19.7%

Op. margin of 24.9% is up 4.9% YoY — cost efficiency is improving. Net margin at 19.7% and gross margin of 71.8% — earnings take a bigger bite when COGS stays lean..

Gross Margin (%)

Revenue left after direct cost of goods sold

EBITDA Margin (%)

Operating profitability independent of capital structure

Operating & Net Margins (%)

How much of each dollar becomes profit