Key metrics and charts across all fundamental categories.
Stock price and market valuation
AFRM trades at $77.66, a 71.9% increase year-over-year. Market capitalization stands at $26.18B, up 78.8% from the prior year. Track AFRM price trends and market cap history to understand how the market values this company over time.
Revenue and earnings growth across quarters
$3.97B in TTM revenue grew 32.1% YoY, reaching $1.04B last quarter. TTM EBITDA of $608.17M on operating income of $88.43M shows growth is flowing through. Net income of $382.42M TTM confirms the company is converting revenue into profit. Revenue is growing at a healthy pace — a signal to hold.
Assets, cash, debt, and leverage
With $13.14B in assets and $8.87B in long-term debt, the D/E of 2.3 indicates elevated leverage — the company has significant financial risk and may struggle in a downturn.
Price multiples and return ratios
At 68.5x P/E, the stock trades at a premium — the market expects above-average growth. P/S of 6.6x and P/B of 6.9x provide additional context. Assess whether the current multiple is justified by the company's growth and profitability trajectory.
Operating efficiency and return metrics
Op. margin of 8.5% is up 9.6% YoY — cost efficiency is improving. Net margin at 9.9%. ROE of 10.1% shows the company generates solid returns on shareholder equity.
Free cash flow, earnings quality, and capital allocation
FCF of $325.10M on $386.50M in operating cash flow. The FCF / Net Income ratio of 0.9x means earnings are well backed by actual cash — high-quality earnings. Cash reserves of $1.72B provide financial flexibility. Shares outstanding rose 4.0% YoY — shareholder dilution is eroding per-share value.
