Key metrics and charts across all fundamental categories.
Stock price and market valuation
OMF trades at $57.61, a 17.9% increase year-over-year. Market capitalization stands at $6.72B, up 15.2% from the prior year. Track OMF price trends and market cap history to understand how the market values this company over time.
Revenue and earnings growth across quarters
$4.98B in TTM revenue grew 8.0% YoY, reaching $1.26B last quarter. TTM EBITDA of $1.46B on operating income of $296.00M shows growth is flowing through. Net income of $796.00M TTM confirms the company is converting revenue into profit. Revenue is growing at a healthy pace — a signal to hold.
Assets, cash, debt, and leverage
With $27.02B in assets and $22.40B in long-term debt, the D/E of 6.6 indicates elevated leverage — the company has significant financial risk and may struggle in a downturn.
Price multiples and return ratios
At 8.4x P/E, the stock trades below market averages — potentially undervalued. P/S of 1.4x and P/B of 2.0x provide additional context. Below-market P/E with growing revenue suggests a potential buying opportunity — the stock may be undervalued relative to its fundamentals.
Operating efficiency and return metrics
Op. margin of 23.5% is up 0.2% YoY — cost efficiency is improving. Net margin at 17.9% and gross margin of 63.2%. ROE of 23.6% shows the company generates solid returns on shareholder equity.
Free cash flow, earnings quality, and capital allocation
FCF of $739.00M on $739.00M in operating cash flow. The FCF / Net Income ratio of 0.9x means earnings are well backed by actual cash — high-quality earnings. Cash reserves of $834.00M provide financial flexibility. Shares outstanding declined 2.2% YoY — buybacks are returning capital to shareholders.
