Key metrics and charts across all fundamental categories.
Stock price and market valuation
PFSI trades at $79.81, a 20.3% decrease year-over-year. Market capitalization stands at $4.16B, down 19.3% from the prior year. Track PFSI price trends and market cap history to understand how the market values this company over time.
Revenue and earnings growth across quarters
$2.16B in TTM revenue grew 25.7% YoY, reaching $544.98M last quarter. TTM EBITDA of $633.61M on operating income of $104.69M shows growth is flowing through. Net income of $507.12M TTM confirms the company is converting revenue into profit. Revenue is growing at a healthy pace — a signal to hold.
Assets, cash, debt, and leverage
With $31.94B in assets and $6.23B in long-term debt, the D/E of 1.4 reflects moderate leverage — debt is manageable but worth monitoring.
Price multiples and return ratios
At 8.2x P/E, the stock trades below market averages — potentially undervalued. P/S of 1.9x and P/B of 1.0x provide additional context. Below-market P/E with growing revenue suggests a potential buying opportunity — the stock may be undervalued relative to its fundamentals.
Operating efficiency and return metrics
Op. margin of 19.2% is down 5.0% YoY — costs are rising relative to revenue. Net margin at 15.1%. ROE of 11.7% shows the company generates solid returns on shareholder equity.
Free cash flow, earnings quality, and capital allocation
FCF of $-1.34B on $-1.34B in operating cash flow. The FCF / Net Income ratio of -2.7x shows cash consumption — the business is not yet self-funding. Cash reserves of $219.51M provide financial flexibility.
