Key metrics and charts across all fundamental categories.
Stock price and market valuation
VLY trades at $13.91, a 56.5% increase year-over-year. Market capitalization stands at $7.73B, up 55.4% from the prior year. Track VLY price trends and market cap history to understand how the market values this company over time.
Revenue and earnings growth across quarters
$3.52B in TTM revenue declined 0.3% YoY, reaching $871.56M last quarter. TTM EBITDA of $949.77M on operating income of $230.44M shows growth is flowing through. Net income of $655.84M TTM confirms the company is converting revenue into profit. Revenue is contracting — assess whether this is cyclical or structural.
Assets, cash, debt, and leverage
With $64.47B in assets and $57.89M in long-term debt, the D/E of 0.0 shows a conservative capital structure — the company has a strong financial cushion to weather downturns.
Price multiples and return ratios
At 11.8x P/E, the stock trades below market averages — potentially undervalued. P/S of 2.2x and P/B of 1.0x provide additional context. Assess whether the current multiple is justified by the company's growth and profitability trajectory.
Operating efficiency and return metrics
Op. margin of 26.4% is up 2.5% YoY — cost efficiency is improving. Net margin at 18.8% and gross margin of 62.0%. ROE of 8.4% shows the company generates solid returns on shareholder equity.
Free cash flow, earnings quality, and capital allocation
FCF of $208.24M on $209.63M in operating cash flow. The FCF / Net Income ratio of 0.3x indicates partial cash conversion — earnings quality needs attention. Cash reserves of $1.16B provide financial flexibility. Share count is stable — no dilution or buyback activity.
