Key metrics and charts across all fundamental categories.
Stock price and market valuation
ZION trades at $69.33, a 39.0% increase year-over-year. Market capitalization stands at $10.19B, up 38.7% from the prior year. Track ZION price trends and market cap history to understand how the market values this company over time.
Revenue and earnings growth across quarters
$4.93B in TTM revenue declined 1.1% YoY, reaching $1.18B last quarter. TTM EBITDA of $1.35B on operating income of $294.00M shows growth is flowing through. Net income of $962.00M TTM confirms the company is converting revenue into profit. Revenue is contracting — assess whether this is cyclical or structural.
Assets, cash, debt, and leverage
With $87.96B in assets and $1.96B in long-term debt, the D/E of 0.3 shows a conservative capital structure — the company has a strong financial cushion to weather downturns.
Price multiples and return ratios
At 10.6x P/E, the stock trades below market averages — potentially undervalued. P/S of 2.1x and P/B of 1.4x provide additional context. Assess whether the current multiple is justified by the company's growth and profitability trajectory.
Operating efficiency and return metrics
Op. margin of 24.9% is up 4.9% YoY — cost efficiency is improving. Net margin at 19.7% and gross margin of 71.8%. ROE of 13.2% shows the company generates solid returns on shareholder equity.
Free cash flow, earnings quality, and capital allocation
FCF of $398.00M on $423.00M in operating cash flow. The FCF / Net Income ratio of 0.4x indicates partial cash conversion — earnings quality needs attention. Cash reserves of $661.00M provide financial flexibility. Share count is stable — no dilution or buyback activity.
