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General Motors (GM) Stock Fundamentals, Analysis & Risk Signals

Health score, competitive moat, risk signals, and key metrics at a glance.

NYSE•Consumer Cyclical•Auto Manufacturers
C
AverageMetricSide Score: 52/100
ProfitabilityProfit13/30
GrowthGrowth6/25
Balance SheetBalance17/25
Cash QualityCash16/20
Price & Volume
Market Cap $69.24B

General Motors Company designs, builds, and sells trucks, crossovers, cars, and automobile parts worldwide. It operates through GM North America, GM International, and GM Financial segments. The company markets its vehicles primarily under the Buick, Cadillac, Chevrolet, GMC, Baojun, and Wuling brand names. In addition, it sells trucks, crossovers, cars, and automobile parts through retail dealers, distributors and dealers, as well as to fleet customers, including daily rental car companies, commercial fleet customers, leasing companies, and governments. Further, the company offers various range of after-sale services through dealer network, such as maintenance, light repairs, collision repairs, vehicle accessories, and extended service warranties. Additionally, it provides automotive financing; and software-enabled services and subscriptions. General Motors Company was founded in 1908 and is based in Detroit, Michigan.

Moat Signals

Competitive analysis based on 60 quarters of fundamental data

Pricing Power

Weak Moat

Operating margins are under pressure, averaging 4.0%. The business may lack pricing power or face rising costs.'

Competitive Advantage

Moderate Moat

ROE is positive at ~8.8% on average, adequate but below the threshold typically associated with wide moats.

Cash Generation

Strong Moat

Free cash flow is consistently positive and growing — a hallmark of a capital-light business that can self-fund growth.

Demand Durability

Moderate Moat

Revenue has grown modestly overall (~3.7%) but trajectory is uneven, suggesting a competitive or cyclical business.

Risk Signals

Data-driven red flags and warnings across 60 quarters

Some Concerns

Margin Pressure

Red Flag

Operating margins dropped 79.6% over recent quarters — a sharp decline suggesting serious cost or pricing challenges.

Earnings Quality

Watch

FCF/Net Income has dropped below 0.7x in 3 quarters — monitor for earnings quality deterioration.

Leverage Risk

Healthy

D/E ratio is 0.2 — conservative capital structure with low financial risk.

Revenue Decline

Healthy

Revenue is stable or growing over recent quarters — demand appears durable.

Cash Burn

Healthy

Free cash flow is consistently positive — the business self-funds without external capital reliance.

Share Dilution

Healthy

Shares decreased 19.8% — net buybacks are reducing shares outstanding and boosting per-share value.

Metrics at a Glance

as of March 2026

Revenue & Profit

Revenue, EBITDA, operating income, net income, EPS, and shares

TTM Revenue
$184.62B
2.0%
Q. Revenue
$43.62B
TTM EBITDA
$14.53B
39.4%
TTM Op. Income
$2.48B
80.0%
Q. Op. Income
$2.93B
TTM Net Income
$2.54B
56.3%
Q. Net Income
$2.63B
EPS
$2.87
Shares Out.
$911.00M
7.8%
$184.62B in TTM revenue declined 2.0% YoY, reaching $43.62B last quarter. TTM EBITDA of $14.53B and TTM operating income of $2.48B shows growth is flowing through. Net income of $2.54B TTM confirms the company is converting revenue into profit. Revenue is contracting — assess whether this is cyclical or structural.

Margins

Gross, EBITDA, operating, and net margin trends

EBITDA Margin
13.6%
Op. Margin
6.7%
11.9%
Net Margin
6.0%
4.8%
Op. margin of 6.7% is down 0.9% YoY — costs are rising relative to revenue. Net margin at 6.0%.

Price Ratios

P/E, P/S, P/B, EV/EBITDA, FCF yield, and earnings yield

P/E Ratio
27.3x
P/S Ratio
0.4x
P/B Ratio
1.1x
At 27.3x P/E, the stock trades in line with market averages — fairly valued. P/S of 0.4x and P/B of 1.1x provide additional context. Assess whether the current multiple is justified by the company's growth and profitability trajectory.

Assets & Liabilities

Total assets, cash, debt, book value, and leverage

Total Assets
$280.97B
Cash
$19.80B
Long-Term Debt
$15.52B
Book Value
$62.66B
D/E Ratio
0.2
Debt/EBITDA
2.6
With $280.97B in assets and $15.52B in long-term debt, the D/E of 0.2and book value of $62.66B — shows a conservative capital structure — the company has a strong financial cushion to weather downturns.

Cash Flow

Operating cash flow, free cash flow, FCF margin, and earnings quality

Op. Cash Flow
$2.95B
Free Cash Flow
$1.44B
66.1%
FCF Margin
0.8%
FCF / Net Income
0.5
FCF of $1.44B on $2.95B in operating cash flow. The FCF / Net Income ratio of 0.6x indicates partial cash conversion — earnings quality needs attention.

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