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Unilever (UL) Stock Fundamentals, Analysis & Risk Signals

Health score, competitive moat, risk signals, and key metrics at a glance.

NYSE•Consumer Defensive•Household & Personal Products
B
GoodMetricSide Score: 79/100
ProfitabilityProfit30/30
GrowthGrowth25/25
Balance SheetBalance8/25
Cash QualityCash16/20
Price & Volume

Unilever PLC operates as a fast-moving consumer goods company in the Asia Pacific, Africa, the Americas, and Europe. It operates through four segments: Beauty & Wellbeing, Personal Care, Home Care, and Foods. The Beauty & Wellbeing segment offers hair care, such as shampoo, conditioner, and styling; face, hand, and body moisturizer skin care products; and Prestige Beauty and Wellbeing products. The Personal Care segment provides soap and shower skin cleansing products; and deodorant and oral care, including toothpaste, toothbrush, and mouthwash products. The Home Care segment offers washing powders and liquids, and rinse conditioner fabric care products; and a range of home and hygiene cleaning products. The Foods segment provides cooking aids and mini meals comprising soups, bouillons, and seasonings, as well as mayonnaise and ketchup condiments; and Unilever food solutions. The company provides its products under the AXE, Clear, Cif, Closeup, Comfort, Dermalogica, Domestos, Dove, Dove Men+Care, Hellmann's, Horlicks, Knorr, LUX, Lifebuoy, Liquid I.V., Nexxus, Nutrafol, OMO, Pond's, Paula's Choice, Pepsodent, Radiant, Rexona, Sunlight, Sunsilk, Surf, TRESemmé, and Vaseline brand names. Unilever PLC was founded in 1860 and is headquartered in London, the United Kingdom.

Moat Signals

Competitive analysis based on 91 quarters of fundamental data

Pricing Power

Strong Moat

Operating margins are expanding at ~17.3%, suggesting durable pricing power and cost discipline.

Competitive Advantage

Strong Moat

Consistently high ROE averaging 62.0% suggests a durable competitive advantage and efficient capital allocation.

Risk Signals

Data-driven red flags and warnings across 91 quarters

Low Risk

Margin Pressure

Healthy

Margins are stable or improving at ~18.0% — no sign of cost or pricing stress.

Earnings Quality

Healthy

FCF covers net income by 1.4x on average — earnings are well-supported by cash generation.

Leverage Risk

Watch

Debt-to-equity has risen 32.3% recently — increasing financial risk even if the current ratio is manageable.

Revenue Decline

Healthy

Revenue is stable or growing over recent quarters — demand appears durable.

Cash Burn

Healthy

Free cash flow is consistently positive — the business self-funds without external capital reliance.

Share Dilution

Healthy

Shares decreased 13.5% — net buybacks are reducing shares outstanding and boosting per-share value.

Metrics at a Glance

as of December 2025

Revenue & Profit

Revenue, EBITDA, operating income, net income, EPS, and shares

TTM Revenue
$111.26B
24.4%
Q. Revenue
$20.38B
TTM EBITDA
$24.12B
44.9%
TTM Op. Income
$19.53B
32.0%
Q. Op. Income
$4.81B
TTM Net Income
$11.82B
21.5%
Q. Net Income
$2.56B
EPS
N/A
Shares Out.
$2.20B
13.2%
$111.26B in TTM revenue grew 24.4% YoY, reaching $20.38B last quarter. TTM EBITDA of $24.12B and TTM operating income of $19.53B shows growth is flowing through. Net income of $11.82B TTM confirms the company is converting revenue into profit. Revenue is growing at a healthy pace — a signal to hold.

Margins

Gross, EBITDA, operating, and net margin trends

EBITDA Margin
22.7%
Op. Margin
23.6%
62.4%
Net Margin
12.6%
25.0%
Op. margin of 23.6% is up 9.1% YoY — cost efficiency is improving. Net margin at 12.6%.

Price Ratios

P/E, P/S, P/B, EV/EBITDA, FCF yield, and earnings yield

P/E Ratio
12.2x
P/S Ratio
1.3x
P/B Ratio
9.3x
At 12.2x P/E, the stock trades below market averages — potentially undervalued. P/S of 1.3x and P/B of 9.3x provide additional context. Below-market P/E with growing revenue suggests a potential buying opportunity — the stock may be undervalued relative to its fundamentals.

Assets & Liabilities

Total assets, cash, debt, book value, and leverage

Total Assets
$70.44B
Cash
$3.94B
Long-Term Debt
$25.70B
Book Value
$15.52B
D/E Ratio
1.7
Debt/EBITDA
5.5
With $70.44B in assets and $25.70B in long-term debt, the D/E of 1.7and book value of $15.52B — reflects moderate leverage — debt is manageable but worth monitoring.

Cash Flow

Operating cash flow, free cash flow, FCF margin, and earnings quality

Free Cash Flow
$5.48B
7.3%
FCF Margin
4.9%
FCF / Net Income
2.1
FCF of $5.48B. The FCF / Net Income ratio of 0.5x indicates partial cash conversion — earnings quality needs attention.

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Cash Generation

Strong Moat

Free cash flow is consistently positive and growing — a hallmark of a capital-light business that can self-fund growth.

Demand Durability

Moderate Moat

Revenue has grown modestly overall (~22.9%) but trajectory is uneven, suggesting a competitive or cyclical business.