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Whirlpool (WHR) Stock Fundamentals, Analysis & Risk Signals

Health score, competitive moat, risk signals, and key metrics at a glance.

NYSE•Consumer Cyclical•Furnishings, Fixtures & Appliances
C
AverageMetricSide Score: 45/100
ProfitabilityProfit6/30
GrowthGrowth17/25
Balance SheetBalance16/25
Cash QualityCash6/20
Price & Volume
Market Cap $2.29B

Whirlpool Corporation manufactures and markets home appliances and related products and services in the North America, Latin America, and internationally. The company's principal products include refrigerators, freezers, ice makers, and refrigerator water filters; laundry appliances, and commercial laundry products and related laundry accessories; cooking and other small domestic appliances; and dishwasher appliances and related accessories, as well as mixers. It markets and distributes its products primarily under the Whirlpool, Maytag, KitchenAid, JennAir, Consul, Brastemp, Amana, InSinkErator, affresh, Gladiator, Swash, everydrop, Eslabon de Lujo, and Acros brands. The company sells its products to retailers, distributors, builders, and other manufacturers, as well as directly to consumers. Whirlpool Corporation was founded in 1911 and is headquartered in Benton Harbor, Michigan.

Moat Signals

Competitive analysis based on 64 quarters of fundamental data

Pricing Power

Weak Moat

Operating margins are under pressure, averaging 3.6%. The business may lack pricing power or face rising costs.'

Competitive Advantage

Weak Moat

ROE is low or negative, suggesting limited competitive advantage or capital allocation challenges.

Risk Signals

Data-driven red flags and warnings across 64 quarters

High Risk

Margin Pressure

Red Flag

The company posted negative operating margins in recent quarters — core operations are unprofitable.

Earnings Quality

Red Flag

Free cash flow has been negative in 4 of the last 8 quarters — earnings are not translating to cash.

Leverage Risk

Healthy

D/E ratio is 1.5 — conservative capital structure with low financial risk.

Revenue Decline

Red Flag

Revenue declined in 6 of the last 7 quarters — persistent contraction signals a fundamental problem.

Cash Burn

Watch

4 of the last 8 quarters had negative FCF — inconsistent cash generation raises sustainability concerns.

Share Dilution

Red Flag

Shares outstanding increased 8.6% — significant dilution, likely from stock compensation or capital raises.

Metrics at a Glance

as of March 2026

Revenue & Profit

Revenue, EBITDA, operating income, net income, EPS, and shares

TTM Revenue
$15.18B
3.6%
Q. Revenue
$3.27B
TTM EBITDA
$1.03B
33.2%
TTM Op. Income
$672.00M
51.7%
Q. Op. Income
$18.00M
TTM Net Income
$165.00M
2257.1%
Q. Net Income
$-82.00M
EPS
$-1.43
Shares Out.
$59.60M
7.2%
$15.18B in TTM revenue declined 3.6% YoY, reaching $3.27B last quarter. TTM EBITDA of $1.03B and TTM operating income of $672.00M shows growth is flowing through. Net income of $165.00M TTM confirms the company is converting revenue into profit. Revenue is contracting — assess whether this is cyclical or structural.

Margins

Gross, EBITDA, operating, and net margin trends

Gross Margin
12.7%
24.4%
EBITDA Margin
3.6%
Op. Margin
0.5%
89.2%
Net Margin
-2.5%
227.8%
Op. margin of 0.5% is down 4.5% YoY — costs are rising relative to revenue. Net margin at -2.5% and gross margin of 12.7% — earnings take a bigger bite when COGS stays lean..

Price Ratios

P/E, P/S, P/B, EV/EBITDA, FCF yield, and earnings yield

P/E Ratio
13.9x
P/S Ratio
0.2x
P/B Ratio
0.6x
At 13.9x P/E, the stock trades below market averages — potentially undervalued. P/S of 0.2x and P/B of 0.6x provide additional context. Assess whether the current multiple is justified by the company's growth and profitability trajectory.

Assets & Liabilities

Total assets, cash, debt, book value, and leverage

Total Assets
$16.18B
Cash
$626.00M
Long-Term Debt
$5.56B
Book Value
$3.78B
D/E Ratio
1.5
Debt/EBITDA
47.6
With $16.18B in assets and $5.56B in long-term debt, the D/E of 1.5and book value of $3.78B — reflects moderate leverage — debt is manageable but worth monitoring.

Cash Flow

Operating cash flow, free cash flow, FCF margin, and earnings quality

Op. Cash Flow
$-827.00M
TTM Free Cash Flow
$-21.00M
103.6%
FCF Margin
-0.1%
FCF / Net Income
-0.1
TTM FCF of $-21.00M on $-827.00M in operating cash flow. The FCF / Net Income ratio of -0.1x shows cash consumption — the business is not yet self-funding.

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Cash Generation

Weak Moat

Only 4 of the last 8 quarters had positive FCF — the business may require external capital to sustain operations.

Demand Durability

Weak Moat

Revenue has been flat or declining over recent quarters, which may indicate eroding demand or competitive pressure.