Key metrics and charts across all fundamental categories.
Stock price and market valuation
UNM trades at $89.31, a 9.6% increase year-over-year. Market capitalization stands at $14.65B, up 0.9% from the prior year. Track UNM price trends and market cap history to understand how the market values this company over time.
Revenue and earnings growth across quarters
$13.34B in TTM revenue grew 4.4% YoY, reaching $3.36B last quarter. TTM EBITDA of $1.81B on operating income of $307.70M shows growth is flowing through. Net income of $781.40M TTM confirms the company is converting revenue into profit. Revenue is growing modestly — monitor for acceleration or deceleration.
Assets, cash, debt, and leverage
With $62.71B in assets and $3.76B in long-term debt, the D/E of 0.3 shows a conservative capital structure — the company has a strong financial cushion to weather downturns.
Price multiples and return ratios
At 18.8x P/E, the stock trades in line with market averages — fairly valued. P/S of 1.1x and P/B of 1.3x provide additional context. Assess whether the current multiple is justified by the company's growth and profitability trajectory.
Operating efficiency and return metrics
Op. margin of 9.2% is down 5.9% YoY — costs are rising relative to revenue. Net margin at 6.9%. ROE of 7.2% shows the company generates solid returns on shareholder equity.
Free cash flow, earnings quality, and capital allocation
FCF of $301.20M on $340.80M in operating cash flow. The FCF / Net Income ratio of 0.4x indicates partial cash conversion — earnings quality needs attention. Cash reserves of $192.60M provide financial flexibility. Shares outstanding declined 8.0% YoY — buybacks are returning capital to shareholders.
